Just a heads-up to those that don't know: Both Equifax and TransUnion (the other major credit reporting agency in Canada) will provide you with access to your credit report for free. There is no obligation to apply for credit to see these reports.

1.   Equifax
2. ransUnion



Even if you do use the Borrowell service, I recommend that everyone get a copy of their credit report every year or two to confirm that the base credit data used to calculate your credit score is accurate. There is a process for you to correct the information if it's wrong.

If you are interested in your credit, you should also check out the Government of Canada (Financial Consumer Agency) website which gives other information you might find useful:

3.   Govt of Canada Credit Report Info